Fast Decision

Fast Cash

Paid direct to you within 60 minutes


What our customers sayWhat our customers say

Cornelia C said:

What you ask for is what you get, no surprises, no wasting time, it's there immediately!

Sarah B said:

It's a fast and reliable service! I'll tell my friends.

Peter P said:

It was so easy to get the loan. I'll recommend to friends!

Sonia C said:

It was quick and very easy, I think what you offer and your service is exceptional!

How It Works How It Works

1. Quick Application

Apply in just a few minutes

2. Review Response

You'll receive a fast response

3. Cash Deposited

Cash in 1 hour if approved

Need Help?Need Help?

Super Support

We are ready to answer any questions or concerns you may have. Our friendly support team will reply to your email or call you back pronto, our lenders also pride themselves on quality service.

Application status

Already applied but having an issue? We are able to quickly respond with information about your application status and if you've been matched with a lender, pass you their details to contact.

Email us

Emailing us your enquiry is the quickest way to receive a response. If you have already applied, emailing us from the same address in your application will help speed up our reply to you.

Complaints

We love to turn a frown upside down. If you have a complaint, get in touch with us in the first instance so we can resolve it. If you're unhappy with our response, visit our complaints page.

Important Information & Financial AssistanceImportant Information & Assistance

Why Choose Us?

No need to move!

We understand you don't have time to be running around to organise a little loan so we've made it easy to apply from your phone, tablet or computer. The application is straightforward and you'll get a fast response once submitted.

No nasty suprises

In the past borrow small amounts meant you could face a mountain of hidden fees and charges. CashCloud partners with reputable lenders who always disclose all fees and charges up front. Nobody likes nasty suprises!

Review Everything First

Some loan sites make it hard for you to review details on what you're applying for. We're different and so are our lenders. If your application is accepted by a lender on our panel you will have a chance to review all the details.

Cash in 60 minutes

When you're short on cash, let's face it, it's usually an emergency. We get it. CashCloud partners with lenders who offer fast deposit facilities, in most cases you'll have your cash with an hour during business hours.

No paperwork - No charge

Our service is Free and there's no faxes or paperwork needed for us to arrange your small loan. If you're application is accepted you'll be transferred directly to the lender you're matched with to complete the funding process.

Help if you need it

If you need help applying or have a question, simply use any of the contact buttons to get in touch. In most cases we'll reply within a few hours. If you need to get in touch with a matched lender, we can help with that too!

Important Loan Renewal Policy Information

Our primary lender does not roll over loans. They strictly make affordable, flexible arrangements and minimise charges for overdue clients without renewing the original loan. If you are not accepted by our primary lender but matched with another you will be presented with details on their renewal policy before you accept your loan.

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Late & Non Payment Implications and Collections

It's important to know the costs of your cash loan can only increase if you fail to stick to your initial repayment schedule, for example if you are approved by our primary lender and do not contact your lender at least two business days prior to your direct debit. With Nimble the collection process if you fail to do this is as follows;

If your direct debit is declined by your bank you may be charged a dishonour fee by your bank plus a $35 failed payment fee by them. The $35 fee will also be applied when your lender has agreed to reschedule your payments for a later date. Your account is then considered overdue and passed onto the lenders repayments team who will make an arrangement with you. If your account continues to remain unresolved, daily fees of $7 can continue to accrue for up to 45 days.

If you are not accepted by our primary lender but matched with another you will be presented with details on late payment schedule before you accept your loan. If you think you are going to not be able to keep to your arrangement, contact the lender ahead of time so you can avoid the failed payment fees imposed by your bank. If our lenders cannot recover the money over a reasonable period, your account may be passed to an external collections partner and a credit reporting agency may be notified.

As with most credit facilities, if your account remains unpaid the lender may list a default with a credit reporting agency. A credit default is listed on your credit file for up to 5 years, so it's always in your best interests to keep in touch with your lender if issues should arise.

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Annual Percentage Rate & Our Loans Info

Traditional APR or "Annual Percentage Rate" is not applicable to the service that our primary lender provides as the loans are strictly fee based. For clear information on all fees and charges with no hidden surprises see dedicated fees page by clicking here clicking here. If you are not accepted by our primary lender but matched with another you will be presented with full details on all fees and charges prior to accepting the loan offer. An example APR statement from a secondary lender on our panel is as follows:

CashTrain
Comparison Rate: $350 loan over 4 weeks 459.77%

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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Visit our Help Desk to lodge a support request.

Open the Help Desk
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Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

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To increase your chances of approval we suggest you apply for an initial loan amount of under $600.

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